Mobile Top-Up with Monero (XMR)
CardsRelay is one of the only platforms that accepts Monero for mobile top-ups. Send airtime, data, or prepaid credit to 700+ operators across 130+ countries, paid with XMR. Minimal information required.
Enter the phone number
Select the country and enter the recipient's mobile number. CardsRelay auto-detects the operator.
Pay with Monero
Choose your top-up amount, select Monero at checkout, and send the exact amount shown. Rate locked while the checkout timer runs.
Airtime delivered
The network operator applies the credit directly. Most top-ups complete within seconds to a few minutes, depending on the operator.
130+ countries covered
Top up phones across Africa, Asia, Europe, the Americas, and the Middle East.
Why top up with Monero?
One of the only platforms accepting XMR for top-ups
Most mobile top-up services do not accept Monero at all. CardsRelay is one of very few places where XMR holders can send mobile credit directly without converting first.
Privacy-respecting checkout
Monero keeps transaction details private on-chain. CardsRelay requires only a delivery email and the recipient's phone number. Your purchase involves minimal personal data.
700+ operators, 130+ countries
MTN Nigeria, Airtel India, Safaricom Kenya, Globe Philippines, EE UK and hundreds more. The same wide network, paid with Monero.
Zcash also accepted
CardsRelay also accepts Zcash (ZEC) for mobile top-ups, alongside Monero (XMR). Pay with whichever you hold.
About mobile top-ups with Monero
Monero (XMR) is a privacy-focused cryptocurrency that keeps transaction details private on the blockchain by default. CardsRelay is one of the very few mobile top-up platforms that accepts XMR, making it one of the most practical ways for Monero holders to send mobile credit internationally without converting to another currency first. Enter the mobile number you want to top up, select the operator, choose an amount, and pay with Monero at checkout. Monero payments need a few network confirmations, about 2 minutes each, so the top-up is typically sent 6 to 10 minutes after payment. Coverage includes 700+ operators in 130+ countries. Only a delivery email and the recipient's phone number are required at checkout.
Frequently asked questions
Can I top up a mobile number with Monero?
Yes. CardsRelay accepts Monero (XMR) for mobile top-ups on 700+ operators in 130+ countries. Enter the number, select the operator, pick an amount, and pay with XMR.
How long does a Monero mobile top-up take?
Typically 6 to 10 minutes. Monero payments need a few network confirmations, and each Monero block takes about 2 minutes. The top-up is sent to the handset as soon as the payment is confirmed.
Is the CardsRelay checkout privacy-respecting when using Monero?
Yes. Monero keeps transaction details private on-chain. CardsRelay requires only a delivery email and the recipient's phone number. Your purchase involves minimal personal data.
What countries can I send mobile credit to with Monero?
130+ countries are covered: Nigeria, India, Ghana, Pakistan, Kenya, Mexico, Bangladesh, Philippines, South Africa, UK and many more.
Can I send airtime to Nigeria with Monero?
Yes. MTN Nigeria, Airtel Nigeria, Glo, and 9mobile are all supported. Pay with Monero and airtime is sent to the Nigerian number once your XMR transaction confirms.
Does CardsRelay accept Zcash for top-ups as well?
Yes. Zcash (ZEC) is accepted alongside Monero, on its native chain and on BNB Chain. Pay with whichever privacy coin you hold.
Ready to top up?
Enter a phone number, choose an amount, and pay with Monero. Most top-ups apply within minutes.
Top up a phone now