Mobile Top-Up with Monero (XMR)
CardsRelay is one of the only platforms that accepts Monero for mobile top-ups. Send airtime, data, or prepaid credit to 800+ operators across 170+ countries, paid with XMR. Minimal information required.
Enter the phone number
Select the country and enter the recipient's mobile number. CardsRelay auto-detects the operator.
Pay with Monero
Choose your top-up amount, select Monero at checkout, and send the exact amount shown. Rate locked for 30 minutes.
Airtime delivered
The network operator applies the credit directly. Most top-ups complete within seconds to a few minutes, depending on the operator.
170+ countries covered
Top up phones across Africa, Asia, Europe, the Americas, and the Middle East.
Why top up with Monero?
One of the only platforms accepting XMR for top-ups
Most mobile top-up services do not accept Monero at all. CardsRelay is one of very few places where XMR holders can send mobile credit directly without converting first.
Privacy-respecting checkout
Monero keeps transaction details private on-chain. CardsRelay requires only a delivery email and the recipient's phone number. Your purchase involves minimal personal data.
800+ operators, 170+ countries
MTN Nigeria, Airtel India, Safaricom Kenya, Globe Philippines, EE UK and hundreds more. The same wide network, paid with Monero.
Zano and Zcash also accepted
CardsRelay accepts all three major privacy-focused cryptocurrencies for mobile top-ups: Monero (XMR), Zano (ZANO), and Zcash (ZEC). Pay with whichever you hold.
About mobile top-ups with Monero
Monero (XMR) is a privacy-focused cryptocurrency that keeps transaction details private on the blockchain by default. CardsRelay is one of the very few mobile top-up platforms that accepts XMR, making it one of the most practical ways for Monero holders to send mobile credit internationally without converting to another currency first. Enter the mobile number you want to top up, select the operator, choose an amount, and pay with Monero at checkout. Monero transactions require around 10 confirmations for full finality, so the top-up is typically sent 20 to 25 minutes after payment. Coverage includes 800+ operators in 170+ countries. Only a delivery email and the recipient's phone number are required at checkout.
Frequently asked questions
Can I top up a mobile number with Monero?
Yes. CardsRelay accepts Monero (XMR) for mobile top-ups on 800+ operators in 170+ countries. Enter the number, select the operator, pick an amount, and pay with XMR.
How long does a Monero mobile top-up take?
Monero requires 10 confirmations before a transaction is considered final. Each block takes approximately 2 minutes, so full confirmation takes 20 to 25 minutes. The top-up is sent to the handset once confirmation is complete.
Is the CardsRelay checkout privacy-respecting when using Monero?
Yes. Monero keeps transaction details private on-chain. CardsRelay requires only a delivery email and the recipient's phone number. Your purchase involves minimal personal data.
What countries can I send mobile credit to with Monero?
170+ countries are covered: Nigeria, India, Ghana, Pakistan, Kenya, Mexico, Bangladesh, Philippines, South Africa, UK and many more.
Can I send airtime to Nigeria with Monero?
Yes. MTN Nigeria, Airtel Nigeria, Glo, and 9mobile are all supported. Pay with Monero and airtime is sent to the Nigerian number once your XMR transaction confirms.
Does CardsRelay accept Zano and Zcash for top-ups as well?
Yes. Zano (ZANO) and Zcash (ZEC) are both accepted alongside Monero. CardsRelay is one of the only platforms to support all three privacy-focused cryptocurrencies for international mobile top-ups.
Ready to top up?
Enter a phone number, choose an amount, and pay with Monero. Most top-ups apply within minutes.
Top up a phone now